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Business Line of Credit

A cashflow boost on demand with access up to $1M. Draw what you need, when you need it — and only pay interest on what you use.
🎯 Best for when: Cashflow ebbs and flows, and you want a buffer on standby.

$500k

Credit limit up to

1–2 days

Funds available

Used only

Interest charged on
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🔒 Soft check only — won’t affect your credit score · ~2 minute application

What is a business line of credit?

A revolving facility that sits behind your business like a safety net. Draw funds whenever you need them, repay on your terms, and the limit replenishes as you repay — with interest charged only on the drawn balance.

Cashflow comes in waves

A revolving buffer on standby — draw what you need, when you need it.

Hate paying for unused funds

Interest only on what you draw, not the full limit.

Scaling quickly

Access up to $1M that replenishes as you repay.

Who it's for

  • Ongoing, flexible access to working capital
  • A cash flow buffer for the unexpected
  • Seasonal or irregular cost cycles

Ready when you are

Apply in ~2 minutes. First offer within 24 hours. Funding in as little as 1–2 business days.
Apply now →
Soft check only · no hidden fees · declined elsewhere? Still apply.

Typical uses

Everyday operating expenses

Cover the running costs between paydays.

Paying for large
projects upfront

Fund big jobs before the invoice lands.

Bulk inventory &
supplier discounts

Buy in bulk and lock in supplier deals.

Managing tax debts

Handle ATO debt without stalling the business.

Smoothing seasonal income

Even out the quiet months and the busy ones.

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